Auto
We are the exclusive provider of National Farmers Union auto insurance in the state of Montana. Your Farmers Union Agent can help you understand all coverage options available to you through this product as well as available options through other standard auto carriers.
Automobile Insurance
Protection Built for the Big Sky State
In Montana, your vehicle is more than just a way to get from point A to point B; it’s your lifeline for navigating mountain passes, enduring unpredictable winters, and exploring our vast backroads. Because your vehicle is a major investment you rely on every day, we provide coverage options designed for the unique challenges of driving in the 406.
Why Montana Coverage Matters
Montana presents driving conditions you won't find anywhere else. A Farmers Union Agent can help you build a policy that addresses local risks, including:
- Wildlife Protection: Montana consistently ranks as one of the top states in the nation for animal collisions. We’ll ensure your Comprehensive Coverage is ready for those unexpected encounters with deer or elk.
- Winter Weather Resilience: From icy I-90 commutes to snow-packed rural roads, we offer options like Collision and Towing/Roadside Assistance to keep you from being stranded in the cold.
- Uninsured Motorist Protection: With nearly 10% of drivers on the road without insurance, and many more carrying only the state-minimum $25,000 liability limit, we highly recommend Uninsured/Underinsured Motorist coverage to protect your family's finances after an accident.
Let us help you keep yourself and your loved ones protected. Connect with your local Montana agent to gain the 'Full Coverage' confidence you need for the road ahead.
Why Farmers Union Insurance
Personalized Rates and Policies
Whether you’re commuting in Billings, navigating Missoula traffic, or hauling equipment on the ranch, we guide you through the right balance of protection and budget. We offer a variety of discounts for Montana families, including multi-policy bundles (pairing your auto with home or farm & ranch insurance) and safe driver rewards. We work with you to find the coverage and rate that’s right for your needs.
Optional endorsements for automobile insurance
Full Glass Coverage
Add Full Glass Coverage....with this - Montana’s gravel-laden roads during winter and spring make cracked windshields a common headache.
Give each of them a drop down feature with the following information for each one:
Uninsured & Underinsured Motorist (UM/UIM)
Despite state laws, many drivers in Montana carry either no insurance or only the state-minimum $25,000
Enhanced Roadside Assistance & Towing
In a state where the next town might be 50 miles away, basic towing isn't always enough.
Rental Reimbursement
If your vehicle is in the shop following a covered accident, life doesn't stop.
Good to Know
Package & Save
Insuring your auto and home may provide a package discount. Ask your local Farmers Union Agent to review your current coverage and assist in choosing the appropriate coverage you desire.