Homes today are more complex than they were in the past – making it even more important to get insured with a company with roots in Montana and more than 100 years of experience serving the state.


Homeowners Insurance

Work with a leading writer of Homeowners Insurance in Montana.

Our homes are not only a huge investment, they’re full of personal property as well as a place where memories are made. We know the importance of having the right homeowners insurance in place, as well as a company you can trust to fairly handle your claim if you experience a loss.

Farmers Union Insurance also covers those who rent versus own their homes, condos or townhomes. If you’re looking for insurance to cover a dwelling that’s rented to others or a seasonal dwelling, our Farmers Union Insurance dwelling policy can meet your needs.


Why Farmers Union Insurance

Human Underwriting

Farmers Union Insurance handles underwriting in house. That means rather than providing you with standard rates and coverages, an actual person works to tailor your coverage and can help find solutions for unique situations.

Rural Expertise

Our company grew up in Montana, and we understand the unique insurance needs for  customers in this region. We write insurance in all types of communities including rural areas of the state and the homes outside preferred fire protection districts.

Local and Personalized Claims Service

If you have a loss, your claim is handled locally, and completely in-house by our claims team. We work alongside you with the fair treatment you expect. This personalized approach is one of the reasons customers stay with Farmers Union Insurance for the long term.

Good to Know


Package & Save

Insuring your auto and home may provide a package discount. Ask your local Farmers Union Agent to review your current coverage and assist in choosing the appropriate coverage you desire.


Equipment Breakdown & Service Line

We all know too well — things happen! Extend your Homeowners policy with Equipment Breakdown and/or Service Line Coverage. Contact your local Farmers Union Agent to learn how this additional coverage can work for you.


Identity Theft Coverage

Our policy offers a service through ID Resolution, LLC to specifcally address growing concerns of identity theft.