Posts by Farmers Union
One State, Every Corner: How Far Montana’s Own Carrier Actually Reaches
Montana is enormous. Roughly 147,000 square miles separate the Bitterroot Valley from the badlands near Miles City, and the risks that matter in one corner of the state barely register in another. A carrier built for Montana has to actually reach all of it, not just the population centers along the interstate. Sixty Locations, One…
Read More“Farmers Union” Isn’t Just for Farmers: Setting the Record Straight
The name alone leads a lot of people to the wrong conclusion. Hear “Farmers Union Insurance” and it’s natural to assume the company only writes policies for farms and ranches, or that you’d need to join some kind of union to get covered. Neither is true, and the gap between the name and the reality…
Read MoreWhen Something Goes Wrong, Who’s Actually on the Other End of the Line?
Filing a claim is the moment insurance stops being theoretical. It’s also the moment you find out what kind of company you actually chose. With a lot of national carriers, that means a call center in another state, a claims number routed through an automated system, and an adjuster who may never set foot on…
Read MoreInformative graphic on wildfire preparedness for Montana homeowners during wildfire season
Every summer, Montana homeowners watch the sky for smoke. Whether you live in the Flathead Valley, along the Rocky Mountain Front, or anywhere near the wildland-urban interface, wildfire risk is no longer a once-in-a-decade concern. It’s an annual planning item, and your homeowners insurance policy should be part of that plan. Here’s what to know…
Read MoreMay in Montana: What Farmers, Ranchers, and Homeowners Should Know About Spring Insurance Risks
May in Montana is one of the most dynamic months of the year. Snow is still possible in the mountains, rivers are running high from snowmelt, calving season is winding down, and spring planting is getting underway. It’s a month of hard work, long days, and real risk — and it’s one of the best…
Read MoreApril in Montana: Spring Into the Season with Insurance That Fits Your Needs
April is when Montana begins to come alive. Warmer temperatures, longer days, and greener pastures signal the start of a busy season for homeowners, farmers, ranchers, and outdoor enthusiasts. It’s also an ideal time to give your insurance policies a seasonal review and prepare for the months ahead. Inspect Your Home After Winter Winter weather…
Read MoreMarch in Montana: Get Ready for Spring with an Insurance Checkup
March is a season of transition across Montana. Snow begins to melt, roads become muddy, calving season gets underway for many ranchers, and homeowners start preparing for warmer weather. As the seasons change, it’s also a great time to review your insurance coverage and prepare for the months ahead. Prepare for Spring Weather Montana’s spring…
Read MoreFebruary in Montana: Why Winter Is the Perfect Time to Review Your Insurance
February in Montana often brings some of the coldest temperatures of the year. Snow-covered roads, frozen pipes, heavy ice, and winter storms can all create unexpected challenges for homeowners, drivers, farmers, ranchers, and business owners. While you can’t control the weather, you can take a few simple steps to help protect what matters most. Here…
Read MoreJanuary Insurance Check-In: Starting the Year Prepared in Montana
January is a natural time for fresh starts, and for Montana families and businesses, it’s also a smart time to review insurance coverage. Winter conditions, new purchases, and changes from the past year can all impact how well your policies protect you today. Over the holidays, many households add new electronics, tools, furniture, or recreational…
Read MoreDecember in Montana: A Good Time to Check What Protects You
December in Montana brings a mix of reflection and preparation. As the year winds down, winter settles in, travel picks up, and many households and businesses take stock of what they’ve added, changed, or accomplished over the past twelve months. It’s also one of the most practical times of year to review your insurance coverage…
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