Safe Travels: Protecting Your Identity During Vacation Season

Safe Travels

July is the perfect time to relax, recharge, and make new memories—but as you plan your getaway, don’t forget to pack some smart identity protection habits. Summer is peak season not just for travel, but also for identity theft. Here’s how to stay one step ahead while enjoying the break you deserve: Pause the Mail,…

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Montana Summers & Your Home Insurance: What You Might Be Missing

Home Insurance

July in Great Falls means warm days, BBQs, and late sunsets—but it also brings summer storms, wildfire risks, and liability exposures that can catch homeowners off guard. Your standard home insurance policy might not be built for the full reality of a Montana summer. 1. Storm Season in Montana: Are You Covered? Montana sees its…

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Essential Insurance Coverage for Farms and Ranches

Farm and Ranch

Running a farm or ranch is both a rewarding and challenging endeavor. With unpredictable risks ranging from extreme weather to equipment breakdowns and liability issues, having the right insurance coverage is crucial to protecting your livelihood. Here’s a breakdown of essential insurance policies every farm or ranch owner should consider: Farm Property Insurance This coverage…

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Hypothermia – Prevention Tips

Preventing hypothermia is important because it can be a life-threatening condition. Hypothermia occurs when your body loses heat faster than it can produce it, causing your core body temperature to drop below the normal range (around 98.6°F or 37°C).  Preventing hypothermia involves taking measures to stay warm, dry, and protected in cold environments. Take proactive…

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Caring for Livestock During Winter Temperatures

Taking care of livestock during winter requires thoughtful planning and attention to their specific needs in cold temperatures. Providing adequate shelter is paramount to shield animals from harsh winds, precipitation, and extreme cold. Creating windbreaks, like planted barriers, protects animals from chilling winds. Barns, sheds, or three-sided structures offer protection, while ample clean and dry…

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Things Your Home Policy Does Not Cover and What to Do

While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover flood damage. To protect against floods, consider purchasing a separate flood insurance policy through the National Flood…

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Understanding Workers Compensation Insurance

Farmers_Union_Blog__Understanding_Workers_Compensation_Insurance

In the dynamic landscape of business operations, ensuring the safety and well-being of employees stands as a cornerstone of responsible entrepreneurship. While every precaution may be taken to create a secure work environment, accidents and unforeseen circumstances can still occur. This is where workers compensation Insurance emerges as a crucial safeguard for both employers and…

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A Guide to Watering Your Christmas Tree for a Safe Holiday Season

blog_header_-_farm_equipment_insurance

The holiday season is a time of joy, festivities, and, of course, the cherished tradition of decorating the Christmas tree. As families gather around to trim the tree with ornaments and twinkling lights, it’s crucial to ensure that this centerpiece of holiday cheer stays fresh and vibrant throughout the season. In this blog post, we’ll…

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