Renters Insurance in Big Sky Country


Renting a home or apartment is a convenience and flexible living arrangement. It’s essential to understand that while your landlord’s insurance covers the building, you need additional coverage for your belongings. Renters insurance is designed specifically for individuals who rent their living space, and it offers financial protection for your personal belongings, liability coverage, and additional living expenses in the event of covered perils.


Key Components of Renters Insurance

  • Personal Property Coverage: Renters insurance covers your personal items, such as furniture, electronics, clothing, and valuables, in case of theft, fire, vandalism, or other covered events.
  • Liability Coverage: This component provides coverage in case you are found responsible for causing bodily injury or property damage to someone else, whether inside your rented space or elsewhere.
  • Additional Living Expenses: If your rented space becomes uninhabitable due to a covered event, renters insurance can cover the costs of temporary lodging, meals, and other necessary expenses.
  • Medical Payments to Others: This part of renters insurance covers the medical expenses of someone who is injured on your rented property, regardless of fault.

Every situation is unique, and renters insurance can be tailored to meet your specific needs. It is a valuable investment that provides crucial protection for your belongings and financial well-being. Take the proactive step of securing renters insurance today, and enjoy your rented space with confidence and security.


With more than 55 agents and 60 locations across the state of Montana, Farmers Union Insurance is equipped to guide you in important insurance decisions to protect what matters most to you.  To find your local agent, click here.


Disclaimer: The content provided in this blog is for informational purposes and should not be considered an offer for coverage. Each insurance policy is unique and may have varying terms, conditions, and exclusions. It is essential to consult with a qualified insurance professional or licensed agent for personalized advice tailored to your specific needs. This blog does not constitute a contract, policy, or guarantee of coverage. Always refer to your individual policy documents for full details.